Sports Injury Insurance

Millions of UK adults participate in sport multiple times a week, which increases the risk of getting injured and needing financial support in the short or long-term.

Sports injury insurance provides financial support for you 24/7 by covering a range of injuries from small broken bones to those that could have a significant impact on your life – especially if you are unable to work leading to potentially devastating effect on your finances. 

As with any sport, you don’t have to be one of the elite players to suffer an injury. Amateur players of all ages are no strangers to the doctors’ surgery, presenting injuries ranging from sprains and strains to more serious dislocations, concussions or broken bones.

Whilst there are hundreds of sports you can participate in the three most common to cause injuries that cause time off work are:
Football, Rugby, Cycling

Policies start from as little as £9 per month

Additional active lifestyle or child cover from £1 per month. 

Medical history is disregarded, cover starts instantly. Ages 18–65. Cover ceases at 75.

Football Injury Insurance

Most football injuries are caused by trauma, such as a collision with an opponent or landing awkwardly from a jump – more so if you play competitively. Common footballing injuries include:

• Anterior cruciate ligament (ACL) injury including partial or complete tears.
• Knee cartilage tear – when you take a blow to the outside of your knee or by some combination of bending your knee joint, twisting, pivoting or changing directions.
• Clavicle (collarbone) fracture
• Foot fracture
• Wrist fracture
• Broken leg or ankle

If you play football regularly then income protection could provide peace of mind for you and your family if you are unable to work due to an injury.

Rugby Injury Insurance

Rugby players suffer more than their fair share of trauma injuries as the game is fast-paced, high-impact and full of brute force tackles.
The majority of rugby injuries are caused by trauma, such as a collision with an opponent, hitting the the ground or repeated stress from impacts with other players. Common rugby injuries include:

• Dislocated shoulders during a tackle or fall.
• Slipped disc – rugby is high-risk for neck injury such as a slipped disc.
• Overuse and inflammation injuries – shoulder, elbow, knee and ankle joint) and tendinitis (inflammation of a tendon) are commonly seen in rugby players.

No matter what level you play at, injuries are an inevitable part of rugby but if it leads to taking time off work this can have a serious impact on your life, especially if you have an active job.

Cycling Injury Insurance

Cyclists are particularly susceptible to injuries, especially as they travel at speed either on busy roads or through the scenic coastlines, woods and moorlands the UK offers. Common cycling injuries include:

• Head Injuries – can range from a cut on the cheek to traumatic brain injury.
• Broken bones – caused by high impact crashes either on or off-road, especially if you ride downhill courses.
• Knee Pain – caused by overuse and repeated stress on the tendon.

If you are a keen cyclist or even if you commute regularly to work then sports injury income protection could provide peace of mind if you are unable to work due to your injuries.